For Small Businesses:

• Employee Benefits Analysis and Planning
• Business Succession Planning
• Risk Analysis

For Individuals and Families:

• Goal Discovery and Quantification
• Retirement Income Planning
• Legacy and Estate Planning
• Pension Maximization
• Social Security Optimization
• Roth Conversion Analysis
• Education Funding Planning
• Divorce Mediation Planning

INVESTMENTS

For Small Businesses:

• Retirement Plan Design (401k, SEP IRA, Simple IRA)
• Employee Profit Sharing Plans
• Employee College Savings Plans

• Individual Retirement Accounts (IRA, ROTH IRA)
• Retirement Account Consolidation (Rollovers from Previous Employers)
• College Education Savings Accounts (529 Plans)
• Non-qualified Accounts (Mutual Funds, Exchange Traded Funds, Stocks, Annuities)
• Impact and Socially Responsible Investments

INSURANCE

For Small Businesses:

• Buy/Sell Funding Plans
• Key Person Insurance
• Disability Buyout Plans

• Term Insurance
• Permanent Insurance (Whole Life, Indexed Universal Life, Variable Universal Life)
• Disability Insurance
• Long Term Care