Wealth Accumulation addresses your asset growth potential. After you have protected yourself and your loved ones, you can then focus on saving strategically through investments.

Systematically saving over a period of time using a thoughtful investment strategy can really pay off in the long run. Even a $50 monthly investment over time can yield significant savings to help you toward your goals.

Always remember: pay yourself first. Imagine savings as a line item in your budget, just like paying your mortgage.

Our investment philosophy is built on the following principles:

• ➢ Having clear and realistic expectations
• ➢ Matching your personal values with appropriate investment options
• ➢ Finding tax efficiencies while minimizing expenses
• ➢ Strategic diversification
• ➢ Crafting your portfolio based on a three‐bucket strategy that incorporates short‐, mid‐ ,and long‐term goals

For Small Businesses:

• ➢ Retirement Plan Design (401k, SEP IRA, Simple IRA)
• ➢ Employee Profit Sharing Plans
• ➢ Employee College Savings Plans

For Individuals and Families:

• ➢ Individual Retirement Accounts (IRA, ROTH IRA)
• ➢ Retirement Account Services (Rollovers from Previous Employers)
• ➢ College Education Savings Accounts (529 Plans)
• ➢ Non‐qualified Accounts (Mutual Funds, Exchange Traded Funds, Stocks, Annuities)
• ➢ Impact and Socially Responsible Investments